What is Stamp Duty?
Stamp Duty Land Tax (SDLT) is a tax you might have to pay if you buy a property in England or Northern Ireland but you’ll only have to pay it if the house you’re buying is over a certain price.
You’ll pay Stamp Duty on residential properties costing more than £125,000, unless you qualify for first-time buyer’s relief.
Eligible first-time buyers will pay no Stamp Duty on properties costing up to £300,000, and a discounted rate on property purchases up to £500,000.
How Stamp Duty works in England
If you’re buying a residential property or piece of land in England or Northern Ireland, you’ll have to pay Stamp Duty Land Tax (SDLT) if your purchase is over the threshold of £125,000.
Stamp Duty rates changed on 1 April 2025.
The amount you pay is based on Stamp Duty bands. The tax is calculated on the part of the property price falling in each band.
Our Stamp Duty calculator lets you know the amount of tax you’ll be liable to pay. It’ll work out how much Stamp Duty you’ll owe, whether you’re a first-time buyer, moving home, or buying an additional property.
How much is Stamp Duty?
There are several rate bands for Stamp Duty. The tax is calculated on the part of the property purchase price falling within each band. You’ll pay Stamp Duty on the purchase of your main property costing more than £125,000, unless you’re a first-time buyer.
The rate of Stamp Duty you pay depends on where in the UK you’re buying a property. England and Northern Ireland have the same rates, while Scotland and Wales use different ones.
Stamp Duty Calculator
When do you pay Stamp Duty
You have 14 days to file a Stamp Duty Land Tax (SDLT) return and pay any SDLT due. If you don’t submit a return and pay the tax within 14 days, HMRC might charge you penalties and interest.
IMPORTANT NOTE
The information within this page is correct based on UK legislation on 1st April 2025, and is subject to change based on UK legislation. For more information please click here to visit the UK Government webpage for Stamp Duty related issues.
